Travel Protection Plans
Protect your vacation investment with expert guidance from your cruise advisor.
Strongly Recommended: Cruise Line Travel Protection
The Cruise Company strongly advises purchasing travel protection directly through your chosen cruise line. Protection policies, coverage, and claim options vary by cruise line, and adding protection through your Cruise Advisor ensures your policy is properly linked to your reservation.
Core Cruise Protection Benefits
Set sail with complete peace of mind. Our comprehensive cruise coverage safeguards your investment, health, and belongings at every port of call.
Trip Cancellation
Reimburse your prepaid, non-refundable cruise deposits and flights if unexpected illness, severe weather, or sudden emergencies prevent you from sailing.
Trip Interruption
Secure peace of mind if you must cut your voyage short or catch up with the ship at the next port of call due to covered travel delays or disruptions.
Emergency Medical
Onboard and international medical costs add up fast. Protect yourself with robust medical treatment, hospital stays, and emergency sea-to-shore evacuation.
Baggage Delay
Receive prompt reimbursement for essential purchases, toiletries, and clothing if your checked bags are delayed, misplaced, or lost by the cruise line.
Coverage Rules & Next Steps
Find answers to key policy questions and understand how to properly secure your protection plan before setting sail.
When must protection be added?
To access the most comprehensive protection levels—including coverage options for pre-existing medical conditions or ‘Cancel for Any Reason’ options—you generally need to add your plan **within 14 to 21 days of placing your initial trip deposit**. Standard protection upgrades and basic trip medical/interruption coverages can still be activated up until your **final cruise payment date**, but booking early guarantees the most favorable coverage safeguards.
How does coverage work for pre-existing conditions?
Under standard policies, events related to pre-existing medical conditions are excluded. However, you can secure a **Pre-Existing Medical Condition Exclusion Waiver**. To qualify for this waiver, you must: 1) Purchase your Cruise Co Protection within the required timeframe (typically 14-21 days of initial deposit), 2) Be physically and medically fit to travel at the time of purchase, and 3) Insure the complete, 100% value of your non-refundable pre-paid cruise arrangements.
What are the next steps to secure coverage?
Securing your cruise protection is simple and straightforward:
1. **Review Your Booking Window:** Identify the exact date of your first cruise deposit to verify eligibility for time-sensitive waivers.
2. **Get a Personalized Advice Profile:** Use our digital tool or chat directly with an advisor to evaluate which tier fits your itinerary.
3. **Finalize Online or by Phone:** Log into your cruise portal to purchase protection instantly, or contact us to apply it manually to your invoice.
Have unique medical or itinerary questions?
Speak with a dedicated protection advisor for a personalized consultation on your upcoming voyage.